Privacy Policy
Last updated November 9, 2026
This policy explains how Mr. Swanson Mortgage (residential financing) and Vanguard Capital Corporation (commercial financing), together “we” or “us”, collect, use and share information through this website and our client portal. We do not sell your personal information.
Information we collect
- Contact and application details you give us, such as your name, email, phone number, property and the financing you are looking for.
- Client portal information: your account email and sign-in details, and everything you enter in the Personal Financial Statement, including identity details (such as date of birth and Social Security number), assets, debts, income, real estate, insurance, answers to the questionnaire, optional government monitoring information, and your signature and credit authorization.
- Documents you upload, such as tax returns and bank statements.
- Technical information needed to run the site, such as sign-in cookies and basic server logs. Your browser may keep an unfinished application on your device for up to 30 days so you can pick up where you left off.
How we use it
To respond to you, review and process the financing you request, verify the information you provide (including obtaining your credit report when you authorize it), send you emails about your application such as reminders and status updates, keep the site secure, and meet our legal and regulatory obligations.
Who we share it with
- Lenders and partners involved in the financing you request, such as lenders, investors, appraisers and settlement providers, and credit bureaus when you authorize a credit check.
- Service providers that run the site for us: Vercel (website hosting), Supabase (database, file storage and sign-in), Mailgun (email delivery), Google (address suggestions as you type an address), and Anthropic (the help chat described below).
- Residential applications started from our site are completed on Arive’s application platform, which handles that information under its own privacy policy.
- When required by law, such as to respond to a subpoena or a regulator, or to protect our rights and the rights of others.
The Personal Financial Statement help chat
The help chat in the Personal Financial Statement uses an AI service (Anthropic) to answer questions. Your questions, and a summary of your progress on the form (which sections are complete and your Yes/No answers), are sent to that service to produce an answer. Your name, Social Security number, account numbers, addresses, dollar amounts and the text you type into the form are not sent. Under its commercial terms, Anthropic does not use this information to train its models. Please don’t type Social Security or account numbers into the chat.
Cookies
We use cookies only to keep you signed in to the client portal and to run the site. We do not use advertising or cross-site tracking cookies.
How we protect it
Information is sent over encrypted connections (HTTPS), and the client portal requires you to sign in. No method of storing or sending information is completely secure, so we cannot guarantee absolute security.
How long we keep it
We keep your information for as long as we need it to provide the services you request and to meet our legal, regulatory and record-keeping obligations.
Your choices
You can ask us to access, correct or delete your information by emailing us. Some information must be kept to meet legal requirements. You can stop reminder emails by asking us at any time. If you obtain a financial product from us, you may also receive a separate privacy notice required by federal law that explains your rights.
Children
This site is not intended for anyone under 18, and we do not knowingly collect their information.
Changes to this policy
We may update this policy from time to time. The date at the top shows when it last changed.
Contact us
Questions about this policy or your information: paul@vancapcorp.com.