Finance Your Business Property

Commercial loans for owner-occupied properties.

Choose Your Loan Type

Select the financing that fits your business.

Traditional Commercial Loans

Standard terms for established businesses

  • Competitive fixed and adjustable rates
  • Terms up to 25 years
  • Up to 80% LTV
  • Full documentation required

SBA Loans

Government-backed with lower down payments

  • As little as 10% down
  • SBA 7(a) and SBA 504 options
  • Longer repayment terms
  • Ideal for small businesses

A property where your business occupies at least 51% of the total space. The rest can be leased to tenants.

Loan amounts vary by program. Traditional commercial loans typically go up to $5M+. SBA loans can reach $5M for 7(a) or higher for 504.

Business tax returns (2-3 years), personal financial statements, business plan, and property details including purchase contract or lease.

Yes. Both traditional and SBA programs offer refinancing to lower your rate, reduce payments, or pull cash out for business purposes.

Ready to Finance Your Property?

Get pre-approved for your commercial property today.