Traditional Commercial Loans

Competitive rates and flexible terms for established businesses.

Why Choose a Traditional Commercial Loan?

Fixed and adjustable rate options to match your business strategy and cash flow needs.

Loan terms up to 25 years with amortization schedules designed for commercial properties.

Financing up to $5M+ for qualified borrowers with strong business fundamentals.

Borrow up to 80% of the property value, keeping more capital in your business.

Office buildings, retail spaces, warehouses, and mixed-use properties all qualify.

Streamlined underwriting with dedicated commercial lending specialists.

Generally 2+ years in business, strong personal credit (680+), adequate cash flow to cover debt service, and 20-25% down payment.

Fixed rates provide payment stability. Adjustable rates often start lower and can be advantageous if you plan to refinance or sell within 5-7 years.

Traditional commercial loans typically close in 30-60 days from application, depending on property complexity and documentation readiness.

Yes. Some programs allow you to finance property improvements as part of the purchase or refinance loan.

Apply for a traditional commercial loan today.