Ready for Your Next Home?
Traditional and specialty loans for experienced buyers.
Choose Your Loan Type
Select the option that fits your financial situation.
FHA, VA, USDA or Conventional
Down payments from 0% to 5%
- Conventional: 5% down, best rates
- FHA: 3.5% down, flexible credit
- VA: 0% down for eligible veterans
- USDA: 0% down, rural areas
Self-Employed Programs
Alternative income documentation
- Bank statement loans (12-24 mo)
- 1099 income only
- Asset-based qualification
- No tax returns required
Frequently Asked Questions
Yes. Bridge loans and contingent offers make it possible to purchase your next home before selling your current one.
Most programs require 5-20% down. If you have equity in your current home, you can often use the proceeds from the sale.
Self-employed and 1099 workers can qualify using bank statements instead of tax returns. We have programs for non-traditional income.
Rates depend on credit, down payment, and loan type—not whether you're a first-time or repeat buyer.
Ready to Move?
Get pre-approved and start shopping with confidence.