Need Help With the Down Payment?
Maryland programs can cover part or all of your upfront costs.
Types of Down Payment Assistance
We'll match you with programs you qualify for.
Maryland State Programs
MMP and SmartBuy programs
- Up to $10,000+ in assistance
- Forgivable after 5 years
- Income limits apply
- First-time buyer requirement
County & Local Programs
Montgomery, PG, Howard, and more
- Grants and deferred loans
- Closing cost assistance
- Can stack with state programs
- Various eligibility requirements
Frequently Asked Questions
Some programs are grants (free money). Others are forgivable loans that disappear after 5 years. We'll explain exactly what applies to you.
Limits vary by program and county. Many programs allow household incomes up to $150,000 or more in higher-cost areas.
Often yes! We can stack state and local programs to maximize your assistance. It takes the right coordination.
Not significantly. Most programs add just a few days. We handle the extra paperwork so you don't have to.
See What You Qualify For
Check your down payment assistance options today.