SBA Business Financing
Government-backed loans with lower down payments and longer terms.
Choose Your SBA Program
Select the SBA loan that fits your business needs.
SBA 7(a) Loans
The most flexible SBA program
- Up to $5 million
- Working capital, equipment, real estate
- Terms up to 25 years
- Lower down payments
SBA 504 Loans
Fixed-rate financing for major assets
- Up to $5.5 million
- Real estate and large equipment
- Fixed below-market rates
- As little as 10% down
SBA 7(a) is more flexible and can be used for working capital, equipment, or real estate. SBA 504 is specifically for major fixed assets like real estate and large equipment, with fixed rates.
SBA loans typically take 30-90 days from application to funding. We work to streamline the process and keep you informed at every step.
Your business must be for-profit, operate in the US, meet SBA size standards, and have exhausted other financing options. Most small businesses qualify.
Yes, though it's more competitive. Startups typically need a strong business plan, industry experience, and personal credit. SBA microloans are also available for smaller amounts.
Ready to Apply for SBA Financing?
Get started with government-backed business loans.