Lower Rate. Lower Down Payment.
Best pricing for investors with documented income.
Why Choose Traditional Financing
Better terms when your income documentation is clean.
The Benefits
Save money with full docs
- 20% down (vs 25% for DSCR)
- Lower interest rates
- More favorable terms
- Straightforward approval
What You Need
Standard documentation
- 2 years tax returns
- W-2s or 1099s
- Recent paystubs
- Credit score 680+
Frequently Asked Questions
Traditional investment loans typically save 0.5-1% on interest rates and require 5% less down payment. On a $400K property, that's $20K less upfront.
Yes. You can finance up to 10 properties with conventional loans, sometimes more with portfolio lenders.
Yes, rental income from the subject property and other rentals you own can be used to help you qualify.
If your tax returns don't work in your favor, consider our DSCR program which doesn't require income documentation.
See Your Traditional Options
Get the best rates with full documentation.