Tap Equity From Your Rental Property
Access funds to grow your portfolio without selling.
Use Your Rental Equity
Smart investors use this tool to expand their portfolios.
How It Works
Similar to primary HELOC
- Access equity in rental properties
- Keep your first mortgage intact
- Revolving credit line
- Lower LTV than primary (70-75%)
Smart Uses
What investors use it for
- Down payment on next property
- Property renovations/repairs
- Portfolio expansion
- Liquid reserves for opportunities
Frequently Asked Questions
Investment property HELOCs typically go up to 70-75% combined LTV, compared to 80-85% for primary residences.
Usually yes. We'll need to see lease agreements or rental history to document the property's income.
Each HELOC is tied to one property, but you can have HELOCs on multiple investment properties if you have sufficient equity.
Yes, investment property HELOC rates are typically 0.5-1% higher than primary residence rates.
Explore Your Options
See how much equity you can access from your rental property.