2024 FHA Loan Limits in Maryland
Find the maximum FHA loan amount for your Maryland county.
Maryland Median Home Sale Price
Maryland Median Home Sale Price in 2023: $408,200
FHA loan limits vary by county based on local housing costs. The table below shows the maximum FHA loan amounts for all Maryland counties for 1-4 unit properties.
High-Cost Counties (DC Metro Area)
These counties have the highest FHA loan limits in Maryland due to higher home prices in the Washington DC metro area.
CALVERT COUNTY: 1-Unit: $1,149,825 | 2-Unit: $1,472,250 | 3-Unit: $1,184,925 | 4-Unit: $1,472,550
CHARLES COUNTY: 1-Unit: $1,149,825 | 2-Unit: $1,472,250 | 3-Unit: $1,779,525 | 4-Unit: $2,211,600
FREDERICK COUNTY: 1-Unit: $1,149,825 | 2-Unit: $1,472,250 | 3-Unit: $1,779,525 | 4-Unit: $2,211,600
MONTGOMERY COUNTY: 1-Unit: $1,149,825 | 2-Unit: $1,472,250 | 3-Unit: $1,779,525 | 4-Unit: $2,211,600
PRINCE GEORGE'S COUNTY: 1-Unit: $1,149,825 | 2-Unit: $1,472,250 | 3-Unit: $1,779,525 | 4-Unit: $2,211,600
Baltimore Metro Area Counties
These counties are part of the Baltimore-Columbia-Towson metro area.
ANNE ARUNDEL COUNTY: 1-Unit: $667,000 | 2-Unit: $853,900 | 3-Unit: $1,032,150 | 4-Unit: $1,282,700
BALTIMORE COUNTY: 1-Unit: $667,000 | 2-Unit: $853,900 | 3-Unit: $1,032,150 | 4-Unit: $1,282,700
BALTIMORE CITY: 1-Unit: $667,000 | 2-Unit: $853,900 | 3-Unit: $1,032,150 | 4-Unit: $1,282,700
CARROLL COUNTY: 1-Unit: $667,000 | 2-Unit: $853,900 | 3-Unit: $1,032,150 | 4-Unit: $1,282,700
HARFORD COUNTY: 1-Unit: $667,000 | 2-Unit: $853,900 | 3-Unit: $1,032,150 | 4-Unit: $1,282,700
HOWARD COUNTY: 1-Unit: $667,000 | 2-Unit: $853,900 | 3-Unit: $1,032,150 | 4-Unit: $1,282,700
QUEEN ANNE'S COUNTY: 1-Unit: $667,000 | 2-Unit: $853,900 | 3-Unit: $1,032,150 | 4-Unit: $1,282,700
Cecil County (Wilmington Metro)
Cecil County is part of the Wilmington-Newark metro area.
CECIL COUNTY: 1-Unit: $557,750 | 2-Unit: $714,000 | 3-Unit: $863,100 | 4-Unit: $1,072,600
Standard Limit Counties
These counties have FHA loan limits at the national floor amount.
ALLEGANY COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
CAROLINE COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
DORCHESTER COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
GARRETT COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
KENT COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
SOMERSET COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
ST. MARY'S COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
TALBOT COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
WASHINGTON COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
WICOMICO COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
WORCESTER COUNTY: 1-Unit: $498,257 | 2-Unit: $637,950 | 3-Unit: $771,125 | 4-Unit: $958,350
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Now that you know your county loan limits, let us help you find the right FHA loan for your Maryland home.