Commercial Real Estate for Business
Buy the building your business operates from, or invest in income-producing property.
How Will You Use the Property?
Owner-occupied and investment properties have different financing options.
Owner-Occupied
Your business will operate from this building
- SBA loans with as little as 10% down
- Traditional commercial mortgages
- Lower rates for owner-occupants
- Business must occupy 51%+ of space
Investment Property
Lease the property to tenants for income
- Qualify based on property income (DSCR)
- Portfolio and CMBS options
- Up to 75% LTV
- Multiple property types eligible
Buying builds equity and provides stability, but requires more upfront capital. Leasing offers flexibility but no equity accumulation. We can help you analyze the financial trade-offs.
Yes. As long as your business occupies at least 51% of the space, you can qualify for owner-occupied rates while leasing the remainder to tenants.
Office buildings, retail spaces, warehouses, mixed-use properties, medical offices, restaurants, and more. Virtually any commercial property type is eligible.
Owner-occupied properties can require as little as 10% down with SBA financing. Investment properties typically require 20-30% down.
Ready to Buy Your Business Property?
Get pre-approved for commercial real estate financing.